Minnesota farmers affected by the recent flooding can take advantage of a zero-percent Disaster Loan Program offered by the Minnesota Rural Finance Authority (RFA). The program helps farmers cover flood clean-up, repair, and replacement costs not covered by insurance. Loans are available to farmers in 36 counties and the Red Lake Nation. The loans can be used to help clean up farm operations, repair or replace farm structures, and replace seed, other crop inputs, feed, and livestock. The loan may also be used to repair and restore farm real estate that was damaged by flooding. RFA participation is limited to 45% of the principal amount, up to a maximum of $200,000.