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USDA Announces Crop Insurance to Protect Against Hurricane-Force Winds

USDA Risk Management Agency (RMA) announced a new crop insurance endorsement, Hurricane Insurance Protection—Wind Index (HIP-WI). HIP-WI covers a portion of the deductible of the underlying crop insurance policy when a county, or an adjacent county, is within the area of sustained hurricane-force winds. HIP-WI provides coverage for 70 different crops and is available in counties in the vicinity of the Gulf of Mexico and the Atlantic, as well as Hawaii. The deadline to purchase HIP-WI coverage for the 2020 crop year is April 30, 2020. An administrative fee and premium for the crop covered by each HIP-WI Endorsement will be due in addition to any administrative fee and/or premium for the underlying policy. However, the HIP-WI administrative fee may be waived if the producer qualifies as a limited resource farmer, a Beginning Farmer Rancher (BFR), or a Veteran Farmer Rancher (VFR).